Licensed & Insured
Licensed & Insured Tree Service in Merced, CA
“Licensed and insured” should be supported by more than a business card. Here is what Anderson Tree Service carries and what you can ask to review before tree work begins around your property.
What We Actually Carry
Four real pieces of coverage — each one protects you in a different, specific way.
State of California
Contractor's License #851661
Anderson Tree Service holds California contractor license #851661. Homeowners can verify a contractor's current license information before agreeing to work.
If they don't have this
A business card, driver's license, or vehicle registration is not a California contractor license. Ask for the license number and verify it independently.
Every crew member covered
Workers' Compensation
Anderson Tree Service carries workers' compensation coverage for its crew. Ask any contractor who will be working on your property whether its workers are covered.
If they don't have this
Hiring an uninsured crew can create avoidable risk. Coverage questions depend on the facts and policy terms, so request current documentation rather than relying on a verbal assurance.
Personal & property damage coverage
General Liability (PL & PD)
Anderson Tree Service carries general liability coverage for personal injury and property damage, subject to the policy's terms and the circumstances of a claim.
If they don't have this
Vehicle insurance is not a substitute for general liability coverage for tree work performed around homes, fencing, landscaping, and neighboring property.
Available for your job
Additional Insured on Request
Homeowners can request additional-insured documentation for a specific Anderson Tree Service job. Ask about it while reviewing the estimate.
If they don't have this
Do not rely only on the phrase “fully insured.” Ask what coverage the company carries and whether it can provide current documentation for the work.
Our Offer
Ask to be added as additional insured.
For your specific job, we can name you as an additional insured on our general liability policy — giving you written documentation for the work. Ask about this option while reviewing your estimate.
Driver's License & Truck Insurance ≠ Licensed & Insured
The honest comparison no one else will show you.
What many tree services carry
A driver's license and truck insurance.
- —No contractor license number provided for independent verification.
- —No documentation showing workers' compensation coverage.
- —No documentation showing general liability coverage.
- —Vehicle coverage presented as though it replaces job-site coverage.
What Anderson carries
A real, regulated, fully-insured tree service.
- ✓California Contractor's License #851661.
- ✓Workers' Compensation on every crew member.
- ✓General Liability (PL & PD) for property and personal injury.
- ✓Homeowner added as additional insured on request, in writing.
The Anderson Credentials
License #851661
State of California
Workers' Comp
Every crew member covered
PL & PD Insurance
Personal & property damage
ISA Certified Arborist
On staff for professional assessments
Want documentation for your job? Request current insurance information and ask about being listed as additional insured. Just ask.
Compare Credentials Before You Compare Estimates
License and insurance questions matter for routine trimming, large removals, and urgent tree hazards alike. Our practical California hiring guide explains what to request and what to put in writing without offering legal advice.
Frequently Asked Questions
What does licensed and insured mean for tree work?
It means the contractor is authorized to perform the work and carries coverage for its crew and for personal or property damage during the job. Anderson Tree Service holds California contractor license #851661, workers' compensation, and general liability coverage.
What is Anderson Tree Service's contractor license number?
Anderson Tree Service's California contractor license number is #851661.
Does Anderson Tree Service carry workers' compensation?
Yes. Anderson Tree Service carries workers' compensation coverage for its crew members.
What does general liability coverage protect?
General liability coverage addresses personal injury and property damage that may occur during a job, including damage involving a home, fence, driveway, landscaping, or neighboring property, subject to the policy's terms.
Can a homeowner be added as additional insured?
Yes. Anderson Tree Service can name a homeowner as an additional insured on its general liability policy for a specific job and provide a certificate in writing on request.
Is truck insurance the same as contractor liability insurance?
No. Vehicle coverage applies to the insured vehicle and is not a substitute for a contractor license, workers' compensation, or general liability coverage for tree work performed on a property.